Four percentage calculators in one — find a percentage of a number, work out what percentage one number is of another, and calculate percentage change.
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How Percentages Work — Quick Reference
What is X% of Y?
Multiply Y by X ÷ 100. Example: 15% of £280 = 280 × 0.15 = £42. Useful for: VAT amounts, discounts, commission, tips, pension contributions.
X is what % of Y?
Divide X by Y and multiply by 100. Example: £42 of £280 = (42 ÷ 280) × 100 = 15%. Useful for: finding what proportion one number is of another — your tax rate, your savings rate, the deposit percentage on a house.
Percentage change
((New − Old) ÷ Old) × 100. Example: salary rising from £35,000 to £37,450 = ((37,450 − 35,000) ÷ 35,000) × 100 = 7%. A negative result means a decrease. Useful for: pay rises, investment returns, inflation comparisons.
Percentage increase / decrease
Increase: multiply by (1 + rate/100). Decrease: multiply by (1 − rate/100). Example: £45,000 increased by 5.5% = £45,000 × 1.055 = £47,475. A 20% discount on £65 = £65 × 0.80 = £52.
Common UK percentage shortcuts
20% VAT: Multiply by 1.2 to add VAT. Divide by 1.2 (or multiply by 5 ÷ 6) to remove it.
5% VAT: Multiply by 1.05 to add. Divide by 1.05 to remove. VAT is 1/21 of the gross price.
10% tip: Divide by 10. A 15% tip: find 10%, then add half again.
Tax bands: Basic rate = 20% on income between £12,570 and £50,270. Higher = 40% above £50,270.
Worked Examples
VAT calculation
Net invoice£850
VAT rate20%
20% of £850£170
Gross (inc. VAT)£1,020
Salary pay rise
Current salary£45,000
Pay rise5.5%
Increase£2,475
New salary£47,475
Retail discount
Original price£65
Discount20%
Saving£13
Sale price£52
Frequently Asked Questions
Multiply the number by the percentage divided by 100. Example: 15% of £280 = 280 × (15÷100) = 280 × 0.15 = £42. Equivalently: 10% of £280 is £28 (divide by 10), so 15% = £28 + £14 = £42.
Percentage change = ((New − Old) ÷ Old) × 100. If a salary rises from £35,000 to £37,450: ((37,450 − 35,000) ÷ 35,000) × 100 = (2,450 ÷ 35,000) × 100 = 7.0%. A negative result indicates a decrease. This formula works for any quantity — prices, investments, populations.
To add 20% VAT: multiply by 1.20. Example: £850 × 1.20 = £1,020. To remove 20% VAT from a gross price: divide by 1.20. Example: £1,020 ÷ 1.20 = £850. For 5% VAT: multiply by 1.05 to add, divide by 1.05 to remove. The VAT element in a 5% gross price is always 1/21 of the gross.
Multiply the bill by the tip percentage ÷ 100. Example: 15% on a £65 bill = £65 × 0.15 = £9.75. Quick mental method: 10% of £65 = £6.50; 5% = £3.25; 15% = £6.50 + £3.25 = £9.75. Some UK restaurants include a discretionary 12.5% service charge — always check the bill before adding a further tip.