UK Career & Salary Calculators 2026/27

Understand your take-home pay, compare contractor vs employee, and make informed career decisions.

Salary & Career Calculators

Free tools to help you understand your pay and plan your career finances.

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Salary Calculator 2026/27

Calculate your exact take-home pay after income tax, National Insurance, pension and student loan deductions.

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Income Tax Calculator

See exactly how your income splits across tax bands — with visual bars and a full band breakdown.

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Take-Home Pay Calculator

Full gross-to-net calculation with NI, pension, student loan and detailed payslip breakdown.

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Pension Calculator

Model your retirement pot — including employer contributions, salary sacrifice and projected growth.

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Career Guides

Is £50,000 a Good Salary in the UK?

Where £50k ranks nationally and what it takes home after tax.

How Bonuses Are Taxed in the UK

Why bonuses feel heavily taxed, what happens when you cross a band, and how pension sacrifice saves you hundreds.

How Tax Codes Work in the UK

Decode 1257L, BR, D0, emergency codes W1/M1 and what to do if your code is wrong.

Salary Sacrifice Pension: How Much Do You Save?

How salary sacrifice saves income tax and NI at the same time.

Salary Sacrifice Explained

Pension, cycle to work, EV sacrifice and the NI savings for you and your employer.

Contractor vs Employee: Tax Explained

IR35, limited company vs umbrella vs PAYE — with worked examples.